It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Building a Solid Financial Foundation Sustain financial well-being or create wealth through these actions. What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal.